Medical Malpractice Insurance
Specialized liability coverage for healthcare professionals, hospitals, and medical practitioners across the Caribbean.
What's Covered
- Professional negligence claims
- Surgical errors and complications
- Misdiagnosis and delayed diagnosis
- Medication errors
- Legal defence and court costs
- Settlement and judgement payments
- Disciplinary hearing representation
- Good Samaritan coverage
Overview
About Medical Malpractice Insurance
Medical professionals face unique risks in their practice. A single malpractice claim can threaten your career, your finances, and your reputation. Our medical malpractice insurance provides robust protection for doctors, surgeons, dentists, nurses, and other healthcare practitioners — covering legal defence costs, settlements, and judgements arising from allegations of professional negligence.
Key Benefits
What You Get
Professional Liability Coverage
Protection against claims of negligence, errors, omissions, or misdiagnosis in the course of providing medical care.
Legal Defence Costs
Full coverage of legal fees, court costs, and expert witness expenses — even if the claim is ultimately dismissed.
Hospital and Clinic Coverage
Group policies for hospitals, clinics, and medical facilities that cover all practitioners under a single programme.
Tail Coverage
Extended reporting period coverage that protects you against claims filed after your policy has ended for incidents that occurred during the policy period.
Coverage in Detail
The Full Picture
What Medical Malpractice Covers
Medical malpractice is a form of professional liability — liability arising from a failure to use due care and the standard of care expected of a medical doctor, dentist, nurse, hospital, or other health-related organization. Premiums vary according to the provider's degree of risk, that is, their specialty area.
- Bodily injury and property damage.
- Liability for personal injury, such as mental anguish.
Additional Solutions We Offer
We aim to help mitigate these costs and occurrences by offering the following options as potential solutions:
- Directors & officers and employers' liability cover.
- Motor cover for ambulances and physician or employee use of vehicles for medical purposes.
- Fiduciary liability programmes underwritten by Lloyd's syndicates specializing in professional liability, including malpractice.
- Coverage customized to reflect hospital contractual agreements with independent contractors (medical doctors) and to protect employees (interns, nursing, ambulance and para-medical personnel).
- Cover for nuclear (radioactive isotope) medicine exposures.
- Risk management with cost-effective medical incident and claims controls, accident prevention and loss mitigation.
Downloads
Proposal Forms & Documents
Medical Practitioner Liability — Proposal Form
For individual registered medical practitioners (RenaissanceRe Syndicate 1458). Complete, sign, and return to start your malpractice cover.
Download PDFClinic / Facility Liability — Proposal Form
For clinics, hospitals, and medical facilities seeking group malpractice coverage for their practitioners and staff.
Download PDFWhy Shawn Hope
Why Choose Us for Medical Malpractice Insurance?
We have extensive experience placing medical malpractice coverage across the Caribbean. Our team understands the unique legal landscape healthcare professionals face in Barbados and can connect you with specialist international underwriters who cover this niche.
Ready to Protect What Matters Most?
Get personalized advice from our experienced insurance brokers. Your first consultation is completely free.